Auto Insurance for Senior Drivers in Arkansas

Covers injuries you cause to other drivers. Arkansas's minimum 25/50 limit is below the national median, and may be insufficient if you cause a serious accident on I-40 through Little Rock or Highway 71 in Northwest Arkansas, where traffic density has increased significantly in recent years. Seniors with retirement savings or home equity should consider 100/300 limits to protect assets in the event of a lawsuit.

Covers damage to another driver's vehicle or property.

Covers non-collision damage including hail, falling tree limbs, and animal strikes. Arkansas experiences frequent severe thunderstorms with large hail, particularly in spring months across central and northern counties, and deer collisions are common on rural routes in the Ozarks.

Pays for damage to your vehicle after an accident regardless of fault. If you still carry a loan or lease, your lender will require this coverage.